iBoske | What is My Next Step to Financial Fitness?

Bevin Morgan

What's most important for your finances right now? To Make More Money. To Spend Less Money.
What do you have more of? Time. Money.
Which of these sounds better right now? Adding new aspects to your plan. Making your plan more efficient.
Are you a beginner, novice, or expert? Beginner. Novice. Expert.
Get a Raise.
Increase the return on your current investments.
Decrease the amount you spend on taxes.
Are you a beginner, novice, or expert? Beginner. Novice. Expert.
Start a side hustle / get a second job.
Create a business.
Build a passive income product.
Which of these sounds better right now? High Risk, High Reward. Low Risk, Low Reward.
Are you a beginner, novice, or expert? Beginner. Novice. Expert.
Invest in stocks or mutual funds.
Try Peer 2 Peer Lending.
Partner in or buy an existing business.
Are you a beginner, novice, or expert? Beginner. Novice. Expert.
Max out your 401(K) match.
Buy bonds or CDs.
Buy a tangible asset (like an investment property).
Which would you prefer to do? Change your habits. Change your circumstances.
Which works best for you? A bigger, more longer-term solution. A smaller, but more immediate solution.
Are you a beginner, novice, or expert? Beginner. Novice. Expert.
Pay off your high interest debt.
Complete home and auto maintenance projects.
Switch to a minimalist lifestyle.
Are you a beginner, novice, or expert? Beginner. Novice. Expert.
Tighten up your budget.
Plan your meals & extreme coupon.
Declutter, pare down, and scale up your wardrobe.
Which type of solution are you ready for? Something with a big impact, but I have to jump through hoops. Something with a smaller impact, but I can execute right now.
Are you a beginner, novice, or expert? Beginner. Novice. Expert.
Get your utility bills reduced.
Consolidate / Refinance your debts.
Get your interest rates reduced.
Are you a beginner, novice, or expert? Beginner. Novice. Expert.
Switch to a high interest savings account.
Automate your saving.
Optimize your credit cards for cash back.