David Nesbitt20 yrs in non-banking financial services as a business and data analyst, business process designer and credit manager. currently Chief Credit Officer of a peer-to-peer lender.
Do you have any debts owing at the moment?
Yes. No.
Maybe Debt Consolidation isn't something you need to worry about right now. BUT Harmoney can lend for many other worthwhile purposes..
How were you thinking you'd like to Manage those debts?
Pay less each month. Roll them into a single loan repayment. Reduce the credit cost (pay less fees and interest). Optimize them to improve my credit score.